Privacy Policy

Last Updated: August 2026

Policy Hub is a brand operated by P. S. ENTERPRISES. We respect your privacy and are committed to protecting the personal information you provide to us through our website, enquiry forms, WhatsApp, phone calls, email and other communication channels.

1. Information We Collect

When you contact us or submit an enquiry through our website, we may collect the following information:

  • Name – required for identifying and communicating with you.
  • Mobile Number – required for contacting you regarding your enquiry.
  • Email Address – optional and may be provided for communication or sharing relevant information.
  • Vehicle Number – optional and may be provided for insurance-related assistance and quotation purposes.

2. How We Use Your Information

The information you provide may be used for legitimate business purposes, including:

  • Responding to your insurance enquiries.
  • Providing insurance quotations and comparisons.
  • Assisting with insurance policy-related services.
  • Contacting you regarding your enquiry.
  • Communicating through WhatsApp, phone calls or email where appropriate.
  • Providing information about relevant insurance products or services.
  • Improving our website, customer service and enquiry process.

3. Insurance Services

Policy Hub assists customers with insurance-related enquiries, comparisons and guidance. Insurance policies are issued and underwritten by the respective insurance companies. Policy Hub does not itself underwrite or issue insurance policies unless expressly stated otherwise.

Availability, premium, coverage, terms, conditions and acceptance of any insurance policy are subject to the applicable insurer's underwriting guidelines, policy terms and regulatory requirements.

4. WhatsApp and Electronic Communication

If you provide your mobile number or contact us through WhatsApp, you may receive communication relating to your enquiry, quotation, policy assistance, renewal reminders or other relevant insurance services.

You may request that we stop sending non-essential promotional or marketing communications at any time.

5. Sharing of Information

We do not sell or rent your personal information to third parties.

Where necessary to provide an insurance-related service, information may be shared with relevant insurance companies, service providers, technology providers or other parties involved in processing your enquiry or providing the requested service.

Information may also be disclosed where required by law, regulation, legal process or a lawful government authority.

6. Data Security

We take reasonable administrative, technical and organisational measures to protect personal information against unauthorised access, misuse, alteration, disclosure or destruction.

However, no method of transmission or electronic storage can be guaranteed to be completely secure.

7. Data Retention

We may retain personal information for as long as reasonably necessary to fulfil the purpose for which it was collected, provide requested services, maintain business records, comply with legal or regulatory obligations, or resolve disputes.

8. Cookies and Website Technologies

Our website may use cookies or similar technologies to support website functionality, improve user experience, understand website usage and maintain security.

You may be able to control or disable cookies through your browser settings. Disabling certain cookies may affect some website functionality.

9. Third-Party Websites and Services

Our website may contain links to third-party websites, insurers, payment services or other external services. We are not responsible for the privacy practices, content or security of third-party websites.

We recommend reviewing the privacy policies of third-party services before providing them with personal information.

10. Your Choices

You may contact us to request information about the personal information we hold about you, request correction of inaccurate information, or request deletion where applicable and subject to legal or regulatory requirements.

11. Children's Privacy

Our website and services are not specifically directed towards children. We do not knowingly collect personal information from children for the purpose of providing our services.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, business practices, technology or applicable legal requirements.

Any updated version will be published on this page with a revised "Last Updated" date.

13. Contact Us

If you have any questions, concerns or requests regarding this Privacy Policy or the handling of your personal information, you can contact us using the details below.

P. S. ENTERPRISES
Brand: Policy Hub

Registered Office:
Shop No. 17,
K. B. Road,
New Bhendipada,
Netaji Bazaar,
Ambernath West,
Thane – 421505,
Maharashtra

WhatsApp: +91 72761 41227
Call: +91 74478 89117
Email: email2parvezansari@gmail.com
Alternate Email: chalwadimanohar@gmail.com

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